My mother always told me to save something from my paycheck every time I got paid. Her theory was even $2.00 in the bank every week is better than nothing. Of course, I ignored her advice, at that time I would not have considered depositing $2.00 in my bank account.

People have home businesses for a number of reasons. Women often do so to make ends meet, help with expenses or are working towards a financial goal. Some simply have an urge to be a business owner.

At first glance you don’t expect relationship words of wisdom from Comedian and actor Steve Harvey but that is exactly what you get in his book.

If patience is a virtue, what does that make impatience? Patience may be virtuous but most of us are not so blessed. However, you and your family can find practical ways to deal with impatience.

Trimming your grocery bill by using coupons is a good idea, but only if you use them properly.

Your mother was right. What you eat really does affect your complexion. In her book Smart Medicine for Your Skin, dermatologist Jeanette Jacknin pinpoints which foods to eat to combat specific skin conditions.

You know that you need to save money, but it is holiday time, what can you do? "Don't shop" may seem absurd, but to save money you must get into the habit of asking yourself whether the item you are looking at is a want or a need. This time next year you may be in a better place financially.

Make time work for you and with you instead of against you. Yes, you can make time your friend by organizing your day.

Baked apples are healthy and delicious. These can probably be made in the microwave but you will miss the wonderful smell of baking apples and cinnamon in your kitchen. Make this treat for your family or yourself. Also, just because you are a family of one, does not mean you can't have baked apples

On The Job. Does it feel like you are overworked? Maybe you are. However, it could be that you are working hard but not smart.